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            "timestamp": "2023-08-19T16:53:37.267245+02:00",
            "action": 59,
            "target": "<h1> Ссылки </h1>\n<h2> <strong> <strong> URL: </strong> </strong> </h2>\n<p><a href=\"www.worldbank.org\">www.worldbank.org</a></p>\n<h2> <strong> <strong> Ссылки: </strong> </strong> </h2>\n<p> <a href=\"http://www.worldbank.org/globalfindex\"> http://www.worldbank.org/globalfindex </a> </p>",
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            "timestamp": "2023-08-19T16:53:37.267177+02:00",
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            "target": "<p><strong>URL:</strong> </p>\n<p>https://www.worldbank.org/en/publication/globalfindex </p>\n<p><strong>References:</strong> </p>\n<p>Demirg&#xFC;&#xE7;-Kunt, Asli, Leora Klapper, Dorothe Singer, and Saniya Ansar. 2022. The Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19. Washington, DC: World Bank. </p>",
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.267087+02:00",
            "action": 59,
            "target": "<h2><strong><strong> Источники расхождений: </strong> </strong></h2>\n<p>Охват населения финансовыми услугами ФИНДЕКС- это опрос на уровне отдельных лиц, служащий для оценки индивидуального владения счетами. Поскольку доступ к финансовым услугам является понятием индивидуального уровня, эта процедура является подходящим инструментом оценки. Иные обследования, проводимые на уровне домохозяйств, могут включать оценку доступа к финансовым услугам при посредничестве другого члена домохозяйства, что может завысить уровень охвата финансовыми услугами.</p>",
            "id": 63773439,
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            "component": "https://hosted.weblate.org/api/components/sdg-metadata/8-10-2/?format=api",
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            "timestamp": "2023-08-19T16:53:37.266982+02:00",
            "action": 30,
            "target": "<p><strong>Sources of discrepancies:</strong></p>\n<p>Global Findex Database is an individual level survey, measuring an individual&#x2019;s perception of ownership of accounts. It assumes financial inclusion is an individual-level concept which may create two potential discrepancies. First, the data may deviate from supply side data which counts the number of accounts and may overstate the level of financial inclusion in a country if a significant number of adults have an account they do not use and did not formally close. Second, not all demand-side data is the same and that the data from different demand-side surveys cannot necessarily be compared if the survey method is different. In particular, surveys of individuals cannot be compared directly with surveys of household heads, since the use of financial services can differ considerably between different household members.</p>",
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            "unit": "https://hosted.weblate.org/api/units/29682018/?format=api",
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            "timestamp": "2023-08-19T16:53:37.266915+02:00",
            "action": 59,
            "target": "<h1> Наличие данных </h1>\n<h2><strong><strong> Описание:</strong></strong></h2>\n<p> Страны, имеющие по крайней мере 1 элемент данных после 2010 года по этому показателю: </p>\n<ul>\n  <li> Азиатско-Тихоокеанский регион: 35 </li>\n  <li> Африка: 38 </li>\n  <li> Латинская Америка и Карибский бассейн: 21 </li>\n  <li> Европа, Северная Америка, Австралия, Новая Зеландия и Япония: 47</li>\n</ul>\n<h2> <strong> <strong> Временные ряды: </strong> </strong> </h2>\n<p> Данные за 2011 и 2014 годы. Подлежат сбору каждые 3 года.</p>\n<h2> <strong> <strong> Дезагрегирование: </strong> </strong> </h2>\n<p>Дезагрегирование по доходам; возрасту; уровню образования; городской/сельской местности; полу</p>",
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            "timestamp": "2023-08-19T16:53:37.266849+02:00",
            "action": 30,
            "target": "<p><strong>Data availability: </strong></p>\n<p>There are 162 countries with regional and World aggregates that have at least 1 data point after 2011 for this indicator. </p>\n<p><strong>Time series:</strong></p>\n<p>Triennial (2011,2014, 2017 and 2021)</p>\n<p><strong>Disaggregation:</strong></p>\n<p>Disaggregation are available by: Income (Adults in the poorest 40 percent of households vs. Adults in the richest 60 percent of households); Participation in labour force (In labor force vs. Out of labor force); Age (Ages 15-25 vs. Age 25+); Education level (Primary and below vs. Primary and above); Urbanicity of residence (Rural vs. Urban ); Gender (Female vs. Male)</p>",
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            "timestamp": "2023-08-19T16:53:37.266652+02:00",
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            "target": "",
            "id": 63773433,
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.266586+02:00",
            "action": 59,
            "target": "<h2><strong>Региональные агрегаты:</strong></h2>\n<p>На страновом уровне; доля взрослых, владеющих счетами, умножается на численность взрослого населения страны. Затем для региональных значений вычисляется сумма по всем странам региона и делится на общую численность взрослого населения, проживающего в этом регионе. Аналогичным образом для глобальных значений один и тот же расчет повторяется для всех стран.</p>",
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            "component": "https://hosted.weblate.org/api/components/sdg-metadata/8-10-2/?format=api",
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.266520+02:00",
            "action": 30,
            "target": "<p>Regional estimates are calculated by aggregating individual level surveys for each country in the developing regions. Appropriate regional population-based weights are applied. Information on developing regional classification(s) is taken from the World Bank and the population data is taken from the World Development Indicators (WDI). </p>",
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.266451+02:00",
            "action": 59,
            "target": "<h2><strong><strong>Обработка отсутствующих значений:</strong></strong></h2>\n<ul>\n<li><strong><em>На страновом уровне:</strong></em></li>\n<p>Не применимо</p>\n<li><strong><em>На региональном и глобальном уровнях:</em></strong></li>\n<p>Не применимо </p>\n</ul>",
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            "timestamp": "2023-08-19T16:53:37.266385+02:00",
            "action": 30,
            "target": "<ul>\n  <li><strong>At country level </strong></li>\n</ul>\n<p> Data for &#x201C;don&#x2019;t know&#x201D; and &#x201C;refused to answer&#x201D; form 0-1% of the total responses and are counted as &#x201C;no&#x201D; instead of missing. Any estimates based on fewer than 10% of survey sample observations are considered economically insignificant and therefore suppressed.</p>\n<ul>\n  <li><strong>At regional and global levels </strong></li>\n</ul>\n<p><strong> </strong>Not applicable </p>",
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            "timestamp": "2023-08-19T16:53:37.266318+02:00",
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            "id": 63773428,
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            "timestamp": "2023-08-19T16:53:37.266252+02:00",
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            "id": 63773427,
            "action_name": "String updated in the repository",
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.266172+02:00",
            "action": 59,
            "target": "<h1> Методология </h1>\n<h2> <strong> <strong> Метод расчета: </strong> </strong> </h2>\n<p> Показатель основан на данных, собираемых в ходе индивидуальных опросов в каждой стране с репрезентативными выборками. При расчете агрегированных показателей на страновом уровне используются соответствующие веса выборки. </p>",
            "id": 63773426,
            "action_name": "String updated in the repository",
            "url": "https://hosted.weblate.org/api/changes/63773426/?format=api"
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            "unit": "https://hosted.weblate.org/api/units/29682015/?format=api",
            "component": "https://hosted.weblate.org/api/components/sdg-metadata/8-10-2/?format=api",
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.266091+02:00",
            "action": 30,
            "target": "<p>The indicator is based on data collected through individual level surveys in each country with representative samples. Data weighting is used to ensure a nationally representative sample for each economy. Final weights consist of the base sampling weight, which corrects for unequal probability of selection based on household size, and the poststratification weight, which corrects for sampling and nonresponse error. Poststratification weights use economy-level population statistics on gender and age and, where reliable data are available, education or socioeconomic status. Regional population weights are used to calculate regional aggregates. </p>\n<p>Full report, including methodology and interview procedures, data preparation, margin of error and notes by country are all available under Methodology Table A.1 here: <a href=\"https://www.worldbank.org/en/publication/globalfindex/Report\"></a><a href=\"https://www.worldbank.org/en/publication/globalfindex/Report\">https://www.worldbank.org/en/publication/globalfindex/Report</a></p>",
            "id": 63773425,
            "action_name": "Source string changed",
            "url": "https://hosted.weblate.org/api/changes/63773425/?format=api"
        },
        {
            "unit": "https://hosted.weblate.org/api/units/29682014/?format=api",
            "component": "https://hosted.weblate.org/api/components/sdg-metadata/8-10-2/?format=api",
            "translation": "https://hosted.weblate.org/api/translations/sdg-metadata/8-10-2/ru/?format=api",
            "user": null,
            "author": null,
            "timestamp": "2023-08-19T16:53:37.266023+02:00",
            "action": 59,
            "target": "<h2><strong><strong> Комментарии и ограничения: </strong></strong></h2>\n<p>Глобальная база данных по охвату населения финансовыми услугами (ФИНДЕКС) основана на информации, получаемой из индивидуальных опросов, проводимых во всех странах мира каждые три года. Первый раунд опросов был проведен в 2011 году, а второй в 2014 году. Третий раунд будет проведен в 2017 году. База данных охватывает около 140 стран.</p>",
            "id": 63773424,
            "action_name": "String updated in the repository",
            "url": "https://hosted.weblate.org/api/changes/63773424/?format=api"
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            "unit": "https://hosted.weblate.org/api/units/29682014/?format=api",
            "component": "https://hosted.weblate.org/api/components/sdg-metadata/8-10-2/?format=api",
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.265956+02:00",
            "action": 30,
            "target": "<p> Global Findex Database&#x2014;only measures the &#x2018;perception&#x2019; people have about their account ownership and usage by providing individual-level survey data on the demographic characteristics of users of financial services. This demand-side data collects information on the percent of adults who think of themselves as &#x2018;banked&#x2019; and having access to an account. The database complements but does replace existing supply-side data and other household surveys.</p>",
            "id": 63773423,
            "action_name": "Source string changed",
            "url": "https://hosted.weblate.org/api/changes/63773423/?format=api"
        },
        {
            "unit": "https://hosted.weblate.org/api/units/29682013/?format=api",
            "component": "https://hosted.weblate.org/api/components/sdg-metadata/8-10-2/?format=api",
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.265889+02:00",
            "action": 59,
            "target": "<h2><strong><strong> Обоснование:</strong></strong></h2>\n<p>Доступ к официальным финансовым услугам, таким как сбережения, страхование, платежи, кредиты и денежные переводы, необходим для того, чтобы люди, независимо от уровня дохода, пола, возраста, образования или места проживания, могли организовывать свою жизнь, строить свое будущее и развивать свой бизнес. Наличие доступа к счету является важной отправной точкой для доступа людей к целому ряду финансовых услуг.</p>",
            "id": 63773422,
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            "user": null,
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            "timestamp": "2023-08-19T16:53:37.265822+02:00",
            "action": 30,
            "target": "<p>Financial inclusion means that households have access to and can effectively use appropriate financial services that are provided responsibly and sustainably in a well-regulated environment. Studies show that when people participate in the financial system, they are better able to start and expand businesses, invest in education, manage risk and absorb financial shocks. Measurement is key to understanding financial inclusion and identifying opportunities to remove barriers that may be preventing people from using financial services. The Global Findex Database 2021 is the first global, comparable database of demand-side financial inclusion indicators, capturing insights into how adults around the world save, borrow, make payments and manage risk.</p>",
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            "target": "<p>Data are collected every three years.</p>",
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            "action": 30,
            "target": "<p>Four rounds of data collection are completed, for years: 2011, 2014, 2017, and 2022. </p>\n<p>Surveying for 2020 was delayed to 2021 due to COVID-19 restrictions.</p>",
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            "action": 59,
            "target": "<h2><strong><strong> Процесс сбора:</strong></strong></h2>\n<p> Данные по странам сопоставимы по структуре</p>",
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            "action": 30,
            "target": "<p>In most developing economies, Global Findex data have traditionally been collected through face-to-face</p>\n<p>interviews. Surveys are conducted face-to-face in economies where telephone coverage represents less than 80 percent of the population or where in-person surveying is the customary methodology. However, during 2021, due to ongoing COVID-19&#x2013;related mobility restrictions, face-to-face interviewing was not possible in some of these economies.</p>\n<p>Phone-based surveys were therefore conducted in 67 economies that had been surveyed face-to-face in 2017. These 67 economies were selected for inclusion based on population size, phone penetration rate, COVID-19 infection rates, and the feasibility of executing phone-based methods where Gallup would otherwise conduct face-to-face data collection, while complying with all government-issued guidance throughout the interviewing process. Gallup takes both mobile phone and landline ownership into consideration. According to Gallup World Poll 2019 data, when face-to-face surveys were last carried out in these economies, at least 80 percent of adults in almost all of them reported mobile phone ownership. </p>\n<p>All samples are probability-based and nationally representative of the resident adult population. </p>",
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            "timestamp": "2023-08-19T16:53:37.264991+02:00",
            "action": 59,
            "target": "<h1> Источники данных</h1>\n<h2><strong><strong>Описание:</strong></strong></h2>\n<p>Показатели в Глобальной базе данных по охвату населения финансовыми услугами (ФИНДЕКС) 2014 года рассчитаны на основе данных обследования, охватывающего почти 150 000 человек в более чем 140 странах, представляющих более 97 процентов населения мира. Обследование проводилось в течение 2014 календарного года компанией Gallup, Inc. в рамках опроса Gallup World Poll, в котором, начиная с 2005 года, постоянно опрашиваются примерно 1000 человек в каждой из более чем 160 стран и на более чем 140 языках с использованием национальных репрезентативных случайных выборок. Целевой группой является все гражданское неинституциональное население в возрасте 15 лет и старше.</p>\n<p> Методология, включающая процедуры проведения интервью, подготовку данных, определение погрешности и примечания в разбивке по странам, размещена по адресу <a href=\"http://www.worldbank.org/content/dam/Worldbank/Research/GlobalFindex/PDF/Methodology.pdf\"> http://www.worldbank.org/content/dam/Worldbank/Research/GlobalFindex/PDF/Methodology.pdf</a></p>",
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            "target": "<p>The indicators in the <s>2021 </s>Global<u> Findex Database 2021</u><s> Financial Inclusion (Global Findex) database</s> are drawn from survey data covering almost 128,000 people in 123 economies&#x2014;representing 91 percent of the world&#x2019;s population. The survey was carried out over the 2021 calendar year<u>, and now marks the fourth round of Global Findex data since 2011. Typically, the survey captures data from more than 140 economies, but surveying was postponed in a handful of countries in 2021 due to COVID-19. These countries were surveyed in 2022, and data on these additional 17 countries will be available in 2023. </u> </p>\n<p> </p>\n<p><u>The surveying is undertaken</u> by Gallup, Inc. as part of its Gallup World Poll<u>, </u><s>,</s> which since 2005 has continually conducted surveys of approximately 1,000 people in each of more than 160 economies and in over 150 languages, using randomly selected, nationally representative samples. The target population is the entire civilian, noninstitutionalized population age 15 and above. <s>Data on additional 17 countries will be available in 2023. </s> </p>\n<p> </p>\n<p>Full report, including methodology and interview procedures, data preparation, margin of error and notes by country are all available under Methodology Table A.1 here:</p>\n<p><a href=\"https://www.worldbank.org/en/publication/globalfindex/Report\" target=\"_blank\"><u>https://www.worldbank.org/en/publication/globalfindex/Report</u></a><u> </u> </p>\n<p> </p>",
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            "action": 59,
            "target": "<h1> Понятия и определения </h1>\n<h2> <strong> <strong> Определение: </strong> </strong> </h2>\n<p>Доля взрослых (в возрасте 15 лет и старше), которые сообщают о наличии счета (самостоятельного или совместно с кем-либо) в банке или ином финансовом учреждении или лично пользовавшихся услугами операторов мобильных финансовых услуг в течение последних 12 месяцев. </p>\n<h2> <strong> <strong> Понятия: </strong> </strong> </h2>\n<p> Показатель наличия счета в финансовом учреждении включает респондентов, которые сообщили, что у них есть счет в банке или ином финансовом учреждении, таком как кредитный союз, микрофинансирующая организация, кооператив или почтовое отделение (если применимо), или у них есть дебетовая карта на свое имя. Кроме того, сюда входят респонденты, сообщившие о получении заработной платы, государственных трансфертов или платежей за сельскохозяйственную продукцию на счет в финансовом учреждении за последние 12 месяцев; совершавшие оплату счетов за коммунальные услуги или плату за обучение со счета в финансовом учреждении за последние 12 месяцев; или получавшие заработную плату или государственные переводы на карту в течение последних 12 месяцев. Показатель наличия счета мобильного банка включает респондентов, которые сообщили, что они сами использовали мобильный банк Ассоциации GSM (GSMA) для небанковских услуг (MMU) в течение последних 12 месяцев для оплаты счетов или для отправки или получения денег. Кроме того, сюда входят респонденты, сообщившие о получении заработной платы, государственных трансфертов или платежей за сельскохозяйственную продукцию через мобильный телефон за последние 12 месяцев.</p>",
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            "target": "<p><strong>Definition:</strong> </p>\n<p>The percentage of adults (ages 15+) who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or personally using a mobile money service in the past 12 months. </p>\n<p> </p>\n<p><strong>Concepts:</strong> </p>\n<p>Financial institution accounts (excluding mobile money) denote the percentage of respondents who report having an account (by themselves or together with someone else) at a bank, credit union, microfinance institution, or post office that falls under prudential regulation by a government body.</p>\n<p>Data on adults with a financial institution account include respondents who reported having an account at a bank or at another type of financial institution, such as a credit union, a microfinance institution, a cooperative, or the post office (if applicable). The data also include an additional 3 percent of respondents in 2021 who reported receiving wages, government transfers, a public sector pension, or payments for agricultural products into a financial institution account in the past year; paying utility bills or school fees from a financial institution account in the past year; or receiving wages, government transfers, or agricultural payments into a card in the past year. The definition does not include non-bank financial institutions such as pension funds, retirement accounts, insurance companies, or equity holdings such as stocks. </p>\n<p>Mobile money accounts denote the percentage of respondents who report personally using a mobile money service to make payments, buy things, or to send or receive money in the past year. Data on adults with a mobile money account include respondents who reported personally using services included in the GSM Association&#x2019;s Mobile Money for the Unbanked (GSMA MMU) database to pay bills or to send or receive money in the past year. The data also include an additional 2 percent of respondents in 2021 who reported receiving wages, government transfers, a public sector pension, or payments for agricultural products through a mobile phone in the past year. Unlike the definition of account at a financial institution, the definition of mobile money account does not include the payment of utility bills or school fees through a mobile phone. The reason is that the phrasing of the possible answers leaves it open as to whether those payments were made using a mobile money account or an over-the-counter service.</p>",
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            "action": 30,
            "target": "<p>World Bank </p>",
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            "action": 30,
            "target": "<p>Not applicable</p>",
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